Best Commercial Insurance Coverage to Protect Your Business
As an independent insurance agency, we work with the top-rated commercial insurance carriers to get the highest value for our business clients.
A business faces risks from both inside and outside its four walls. A company driver causes a multicar collision. A thief steals product from the warehouse. A customer makes a discrimination claim. An employee slices his finger on the production line. These insurance claims threaten a company’s viability if they do not have adequate protection.
Have questions to ask? Contact us or call us at (503) 292-1580
American Benefits, Inc., offers every type of insurance product that a company needs to protect itself. Our brokers know every business is unique, and we work with our customers to identify all possible hazards that need managing to find the most comprehensive insurance terms. As an independent insurance agency, we can shop around for the best business and personal property insurance policy at the right price for our customers. Our number one goal is to offer the most inclusive package at the highest value for our business clients.
Together, we evaluate our customers’ commercial insurance coverage needs while also looking for ways to lower property and collision coverage, workers’ comp, or liability losses. These not only decrease business insurance costs, but also increase a company’s productivity during downtime.
Our comprehensive commercial insurance offerings include:
Business Owner Policies (BOP) and Commercial Packages
- General liability including product liability
- Property/Contents coverage
- Business income and loss of rents
- Cyber liability and data breach
- Inland marine, equipment coverage, cargo and transit
- Ocean marine – cargo and transit
Umbrella or Excess Liability Coverage
- Umbrella or excess policy
Employment Practices Liability Insurance (EPLI)
- Sexual harassment
- Third-party discrimination
- Wrongful termination
- Discriminatory hiring practices
- Employee relations
- Wage and hour claims
Errors and Omissions (E&O)
- Professional liability
- Tech E&O, architects & engineers, property managers, real estate and mortgage brokers, medical malpractice
Fidelity and Crime Coverage
- Third-party crime
- Employee dishonesty/theft
- Computer fraud
- Criminal theft
Commercial Auto Coverage
- Business auto liability
- Physical damage – comprehensive and collision
- Glass, towing, rental reimbursement
- Personal Injury Protection (PIP) and MedPay no fault coverages
Directors and Officers (D&O)
- Shareholder suits
- Entity and individual coverage
- ERISA bonds
- Contractor bonds – permit and performance bonds
- Fidelity & crime bonds
Our complete business insurance solutions can help companies large or small in any industry. In a claims-driven environment, having the right commercial insurance coverage can proactively protect your business from harm.
Call American Benefits, Inc., today to schedule a consultation and find out how to best protect your company from liability so you can get back to focusing on what’s important — running your business.
We can help you!
Call Us Today at (503) 292-1580